Credit Assistance Programs in Duncanville, TX

Credit Assistance Programs Duncanville TX

Get Financed Today at Freedom Chrysler Dodge Jeep Ram!

The Freedom CDJR finance department offers customers from across the state of Texas access to credit assistance and available bankruptcy approval programs. These programs were designed to help even our most credit challenged customers obtain the new or pre-owned vehicle they've been wanting, and our finance specialists work with all types of credit histories. At Freedom CDJR we understand that everyone has a unique financial situation, and we don't buy into the belief that having a sub-par credit score should disqualify you from obtaining a quality vehicle. Regardless of your credit score or credit history, we want to help! The experienced finance team at Freedom CDJR are here to provide our customers in Duncanville, as well as all of the surrounding communities, with the opportunity to purchase the vehicle they need while also helping them build up their credit for the future.

At Freedom CDJR in Duncanville, Texas we pride ourselves on making the finance process easy for all of our customers. You can come by 815 E Camp Wisdom Rd in Duncanville to speak with one of our finance specialists in person or call one of our credit representatives at (855) 447-3713. We even offer a convenient online financing application that you can fill out and possibly receive instant credit approval! If you live in or around the Duncanville, Texas area, stop in and let our credit assistance team tailor a car loan that's able to meet all of your needs today.

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WHAT DOCUMENTATION SHOULD YOU BRING TO THE DEALERSHIP FOR FINANCING?

As with any auto loan from an automotive loan provider, the applicant will be required to provide records, for example, proof of auto insurance and a current, valid driver's license. If applying a subprime car loan, the applicant will have to bring a few additional records. The reason for extra documents is a moneylender is incurring a high risk when financing a subprime car loan. By requiring additional documents, the financer is taking additional steps to ensure that the loan will be likely to benefit both the applicant and the lending institutions.

Here is a rundown of the documentation that subprime loan provider suggest that you carry with you when you initially go to the dealership finance department:

  • A valid driver's license - Verify your license is not expired, revoked, or suspended. Also ensure the address listed on your driver's license is current and matches your state of residence.
  • Proof of insurance - Take care to include the name of your agent and a reliable contact number. Preemptively adding a new car to your policy will not be necessary until approval.
  • Proof of residency - A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.
  • Proof of employment - For approval, a recent (within 30 days) pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of professionally prepared tax returns.
  • A list of personal references - Most finance professionals expect six references. A reference means any individual that knows you personally -- be it a family member, friend, or work colleague. Your list should include full names, addresses, and phone numbers. Keep in mind your references cannot reside at the same address. As a courtesy, get permission from your references before listing them as a lender may contact them.
  • Phone number verification - Any phone number provided must be in service and under the applicant's name. Prepaid cell phone numbers will not be accepted.

Additional documentation is required if any of the following apply to you:

  • Individuals trading in a vehicle must provide the title.
  • Individuals who have completed a bankruptcy must provide discharge papers.
  • Individual currently in an open Ch. 13 bankruptcy must provide necessary paperwork after receiving an Authorization to Incur Additional Debt from the court.
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